Faith-Based Financial Planning & Biblically Responsible Investing

Honor the Lord with your wealth.

Plan wisely. Invest for God's glory.

A Christian financial advisor who aligns your finances with your faith. Through biblically responsible investing, comprehensive planning, and ongoing stewardship guidance, we help you steward what God has entrusted to you with wisdom and grace.

Schedule your Discovery Meeting
CFP® Professional CKA® Fiduciary An Inspire Advisors Wealth Management Practice
SSF Faith Section · Preview
PREVIEW · Stars & Sand Faith Section
Why Stars & Sand

Faith-based financial planning built on biblical stewardship.

You shouldn't have to choose between competent financial advice and faithful counsel. At Stars & Sand Financial, we are Christian financial advisors who walk alongside you through every season · helping you steward what God has entrusted to you with wisdom, grace, and a clear plan rooted in biblical truth.

"Now it is required of stewards that they be found faithful."

1 Corinthians 4:2

"His wisdom, patience, and deep knowledge have not only equipped me to take control of my financial future but have also given me a sense of peace."

Lisa C. Stars & Sand Financial Client

Our Planning Process

A clear path from where you are to where God is calling you.

Our three-stage stewardship journey gives you the clarity, confidence, and faithful guidance you need to honor God with your finances · in every season of life.

SSF Process Section · Preview
PREVIEW · Discover · Plan · Journey
Our Planning Process

A clear path from where you are to where God is calling you.

Our three-stage stewardship journey gives you the clarity, confidence, and faithful guidance you need to honor God with your finances · in every season of life.

"Matt takes the time to truly understand our goals and values, ensuring that our financial decisions align with both our present needs and long-term aspirations."

Naphtali & Keila B. Stars & Sand Financial Clients

01

Discover

What does a Discovery Meeting include?

We begin by listening. Through a complimentary Discovery Meeting, we learn your story · your family, your calling, your goals, and the values that shape your stewardship. We gather your financial picture, identify your priorities, and assess your current portfolio from a biblical-values perspective.

  • Understand your unique vision, calling, and responsibilities
  • Review your full financial picture and current portfolio
  • Determine if Stars & Sand Financial is the right fit
Schedule your Discovery Meeting
02

Plan

How do you build a faith-aligned financial plan?

We craft a customized financial plan that honors your faith and supports your goals. Your plan integrates biblical wisdom with proven planning principles · addressing investments, retirement, tax strategy, generosity, and legacy. We recommend biblically responsible investments through our partnership with Inspire Advisors so your portfolio reflects your values.

  • Comprehensive financial plan rooted in biblical principles
  • Biblically responsible investment strategy through Inspire Advisors
  • Tax, retirement, generosity, and legacy planning
Explore biblically responsible investing
03

Journey

What happens after my plan is in place?

We walk with you for the long haul. Life changes · markets shift, families grow, callings evolve. We meet regularly to refine your plan, answer your questions, and ensure your finances continue to reflect your faith through every season God brings. With ongoing wisdom, grace, and expertise, we guide you from plan to action.

  • Regular planning reviews and ongoing stewardship guidance
  • Proactive adjustments as your life and goals evolve
  • A trusted advisor relationship for the long term
Meet your advisors

Ready to begin your stewardship journey?

Schedule your Discovery Meeting

Complimentary · 60 minutes · No obligation

Align your faith and finances

“Now it is required of stewards that they be found faithful.”
1 Corinthians 4:2

Without the right guidance, it’s easy to be overwhelmed by financial decisions. The jargon is complicated. Everyone seems to be working an angle. The values of the culture have infected the financial system. And one wrong step can have a lot of unintended consequences.

It’s easy to worry if a financial advisor will understand your Christian values. Can he or she offer faithful advice, and help you honor the Lord with your wealth? Can the investments you make avoid the bad and promote the good? Is that even possible?

It’s easy to procrastinate and hard to know where to find competent, trustworthy, biblically-informed advice.

In his letter to the Ephesians the apostle Paul writes, “Be very careful, then, how you live—not as unwise but as wise, making the most of every opportunity, because the days are evil. Therefore do not be foolish, but understand what the Lord’s will is.” Ephesians 5:15-17

At Stars & Sand Financial we bring decades of experience in the financial services industry to help you navigate these challenges. We believe your wealth should be well-stewarded, so you can live out the fullness of your calling. We guide your financial stewardship journey with grace, wisdom and expertise.

We bring you through our DISCOVER, PLAN and JOURNEY process. So you can be organized, confident and faithful with your finances.

"His wisdom, patience, and deep knowledge have not only equipped me to take control of my financial future but have also given me a sense of peace."
– Lisa C

Expert guidance for your financial stewardship journey

  • A woman hugs a young girl on her shoulders while sitting on a green couch, with a laptop on her lap, smiling with her eyes closed.

    Tailored financial plans

    Gain clarity and confidence with a tailored financial plan that aligns your faith and finances.

  • Six people sitting on a wooden log on a mountain, enjoying a scenic view of green forested mountains and a cloudy sky.

    Strategies powered by Inspire

    Invest with purpose, through well-aligned strategies powered by Inspire, a leader in the biblically responsible investments movement and world’s largest provider of faith-based ETFs.

  • A man with a gray beard playing an acoustic guitar while a woman with glasses supports him, both sharing a joyful moment inside a room with large windows and natural light.

    Guidance through every season

    Grow as a steward in faithfulness and generosity with ongoing guidance through every season of life.

Our commitment to you

Successful stewardship integrates timeless financial principles rooted in biblical values, with an in-depth understanding of the modern financial system. As fiduciaries we adhere to the highest standards of competence, ethics, and care.

We combine decades of experience with industry-leading affiliations and a time-tested planning process, to provide expert guidance that aligns your faith and finances.

Here’s how we do it

"Matt takes the time to truly understand our goals and values, ensuring that our financial decisions align with both our present needs and long-term aspirations."
– Naphtali & Keila B

Discover

We listen to your story to understand your unique vision, calling and responsibilities. We gather your financial data, identify your financial objectives, and assess your current portfolio from a biblical-values perspective.

Plan

We create a customized financial plan that honors your faith and supports your goals, and recommend investments that align with biblical values.

Journey

We guide you through solutions, strategies and systems to elevate your stewardship and put your plan into action, with ongoing wisdom, grace and expertise.

Matthew Beaver, MBA

Matthew Daugavietis CFP®, CKA®, APMA®

Who we are

Matt Daugavietis and Matt Beaver formed Stars & Sand Financial out of a decades-long friendship, shared passion to serve clients with integrity, and recognition of the inadequacy with which modern financial planning and investment advisory firms understand biblical values for Christian clients.

Start your financial journey today.

At Stars & Sand Financial our mission is to guide your financial stewardship journey with wisdom, grace and expertise.