Your portfolio can honor what you believe.
As a Christian-led, Inspire Advisors wealth management practice, we help families align their investments with biblical values · using research-backed screening trusted by faith-driven investors managing billions in faith-aligned assets.
“Whatever you do, do it all for the glory of God.”
1 Corinthians 10:31
Most Christian families have never seen what their portfolio is actually funding.
You tithe. You pray over your finances. You've made giving and generosity a part of your family's witness.
But the companies inside your 401(k), IRA, and brokerage account? Most Christian families have never thought to look · and what they find when they do is almost always a surprise.
Biblically Responsible Investing (BRI) gives you a way to align every dollar you invest with the values you live by · and research suggests it doesn't require sacrificing returns to do it.
WHY THIS MATTERS
$6.7T
Christian-controlled assets in the U.S.
80%
Of 190 studies show values screening performs competitively or better
+Outperformed
Biblical screening vs. non-screened benchmarks (Biola, 2016)
Sources: Wall Street Journal · Oxford University 2014 meta-analysis of 190 studies · Biola University 2016 (Dr. Shane Enete, CFA) · Inspire Investing. Past performance does not guarantee future results.
"For where your treasure is, there your heart will be also." — Matthew 6:21
A conversation we have more often than you'd think...
"We tithe. We pray over our finances. We've never once thought about what our retirement account is actually funding."
We hear this from nearly every new client. Faithful, generous, values-driven people, who had no idea their portfolio held companies profiting from things they'd never knowingly support.
WHAT A BIBLICAL SCREENING REVIEW OFTEN REVEALS
- Companies manufacturing or distributing abortion drugs
- Businesses profiting from pornography and exploitation
- Corporations funding LGBT activism contrary to Scripture
- Industries built on gambling, tobacco, and addiction
- State-owned enterprises tied to human rights violations
WHAT WE DO ABOUT IT
- Screen your full portfolio for biblical alignment
- Replace misaligned holdings with faith-based alternatives
- Monitor continuously so your portfolio stays aligned as companies change
UNDERSTANDING YOUR OPTIONS
What is biblically responsible investing?
Biblically Responsible Investing is simply this: putting your money where your faith is. It is a disciplined, research-backed approach to investing that screens your portfolio against biblical values · removing companies that profit from what God calls evil, and seeking companies that operate with integrity and create genuine good in the world.
It is not a niche product or a compromise. It is faithful stewardship applied to the part of your financial life that most Christians have never thought to examine.
"Whatever you do, do it all to the glory of God." · 1 Corinthians 10:31
Here's how it compares to what you may already know.
HOW IT COMPARES
Three approaches to investing
Approach one
Traditional Investing
Screens for
Returns only
Avoids
Nothing by design
Aligned with
Market neutrality
Methodology
Performance-based, no values screening
Approach two
ESG Investing
Screens for
Environmental, social, governance factors
Avoids
Varies widely by fund
Aligned with
Progressive social priorities
Methodology
Often subjective, varies by provider
Approach three
Biblically Responsible Investing
Screens for
Biblical values + business excellence
Avoids
Abortion, pornography, exploitation, gambling, and more
Aligned with
Scripture
Methodology
Inspire Impact Score · rules-based, -100 to +100
Biblically responsible investing is a space with enormous potential.
HOW IT WORKS
Three commitments. One aligned portfolio.
Biblically Responsible Investing follows a disciplined, three-step process · the same methodology used by Inspire Investing across billions in faith-aligned assets.
Screen Out
Exclude What God Calls Evil
Every company is evaluated against 14 categories of concern. Any involvement automatically means exclusion from biblically responsible portfolios.
- Abortion and abortifacient drugs
- Pornography and sexual exploitation
- LGBT activism contrary to Scripture
- Gambling, tobacco, and cannabis
- Human trafficking and exploitation
...and 9 more screening categories
Screen For
Seek What Honors God
Companies that pass the exclusionary screen are evaluated across 26 positive categories · rewarding genuine blessing to employees, communities, and the world.
- Business ethics and integrity
- Ethical labor and human rights
- Customer welfare and product safety
- Community impact and social good
- Environmental stewardship
...and 21 more positive categories
Monitor
Stay Aligned As The World Changes
Companies change. BRI is not a one-time event · it is an ongoing commitment to keeping your portfolio aligned through continuous review.
- Continuous screening through Inspire Insight
- Annual review with the most current data
- Holdings adjusted when companies change
- Regular check-ins on your full portfolio
- Shareholder advocacy when biblical change is possible
KNOW BEFORE YOU INVEST
See what your portfolio is actually funding.
Most Christians have never thought to check what their investments are doing behind the scenes. We run every client's portfolio through Inspire Insight before our first meeting · so when we talk, you already know exactly where you stand.
Most people are surprised by what they find. All of them are grateful they looked.
"The naive believes everything, but the prudent man considers his steps." · Proverbs 14:15
"We had no idea what we were funding until Stars & Sand walked us through it. Within a few weeks our entire portfolio was aligned with what we actually believe."
John S.
WHAT YOU'LL SEE IN YOUR FREE SCREENING
THE HEADLINE NUMBER
Your Inspire Impact Score
A single score showing how each of your holdings aligns with biblical values · part of Inspire Investing's proprietary methodology.
-
Specific violations flagged
Exactly which categories each company fails: abortion, exploitation, gambling, and more.
-
Positive impact areas
How each company performs across 26 categories of positive business conduct.
-
Your full portfolio: stocks, funds, and ETFs
Not just individual stocks. We screen your entire 401(k), IRA, and brokerage holdings.
-
A written report you can keep
Yours to review on your own time. No obligation, no pressure.
The Inspire Impact Score is a proprietary methodology developed by Inspire Investing LLC. Stars & Sand Financial uses Inspire Insight screening technology as part of our advisory services through our affiliation with Inspire Advisors LLC. Screening does not guarantee returns or the avoidance of losses. Investment advisory services offered by Inspire Advisors LLC, a Registered Investment Adviser with the SEC.
WHAT TO EXPECT
What working with us looks like.
No pressure, no pitch. Three short conversations · then you decide.
Discovery call
30 minutes · in person or video
We learn about your family, your goals, and what matters to you. You ask us anything you want about how we work.
- Your faith, family, and financial picture
- Where you are in your stewardship journey
- Whether we're the right fit for each other
Portfolio screening
Free · no commitment
You share your current statements. We run every holding through Inspire Insight and walk you through, line by line, exactly what your money is funding right now.
- Inspire Impact Score on every position
- Specific violations flagged per company
- Written report yours to keep
Plan & recommendation
Only if we're the right fit
If we're a good match, we build a comprehensive plan and a biblically aligned portfolio designed around your goals, your timeline, and your convictions.
- Comprehensive financial plan
- Faith-aligned portfolio design
- Ongoing review and stewardship
No long-term contracts. No high-pressure pitches. Just a clear path forward.
A FAITHFUL NEXT STEP
Faithful stewardship is just one conversation away.
You've read enough to know this matters. The next step is simple · a 30-minute call to see exactly what your portfolio is funding today, and whether we're the right fit to help you align it with what you believe.
"Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms."
1 Peter 4:10