An Inspire Advisors Wealth Management Practice
Stars & Sand Financial
Biblically-Based Investing · Powered by Inspire

Your portfolio can honor what you believe.

As a Christian-led Inspire Advisors wealth management practice, we help families align their investments with biblical values, using research-backed screening trusted by faith-driven investors managing billions in faith-aligned assets.

“Whatever you do, do it all for the glory of God.”

1 Corinthians 10:31

A couple reviewing their investment portfolio on a tablet together at their kitchen table in the morning light
Why This Matters

Most Christian families have never seen what their portfolio is actually funding.

You tithe. You pray over your finances. Giving and generosity are part of your family’s witness.

But the companies inside your 401(k), IRA, and brokerage account? Most Christian families have never thought to look, and what they find when they do is almost always a surprise.

Biblically Responsible Investing gives you a way to align every dollar you invest with the values you live by, and research suggests it doesn’t require sacrificing returns to do it.

$6.7T

Christian-controlled assets in the U.S.

80%

of 190 studies show values screening performs competitively or better

Outperformed

Biblical screening vs. non-screened benchmarks (Biola, 2016)

Sources: Wall Street Journal · Oxford University 2015 meta-analysis of 190 studies · Biola University 2016 (Dr. Shane Enete, CFA) · Inspire Investing. Past performance does not guarantee future results.

“For where your treasure is, there your heart will be also.”

Matthew 6:21

A conversation we have more often than you’d think …

“We tithe. We pray over our finances. We’ve never once thought about what our retirement account is actually funding.”

We hear this from nearly every new client: faithful, generous, values-driven people who had no idea their portfolio held companies profiting from things they’d never knowingly support.

See what we screen for below
How BRI Compares

Where Biblically Responsible Investing fits.

Biblically Responsible Investing means putting your money where your faith is: screening your portfolio against biblical values so it reflects what you believe, not just what the market rewards.

Read our complete guide to Biblically Responsible Investing

Here’s how it compares to what you may already know.

Approach One

Traditional Investing

Screens For
Returns only
Avoids
Nothing by design
Aligned With
Market neutrality
Methodology
Performance-based, no values screening
Approach Two

ESG Investing

Screens For
Environmental, social, governance factors
Avoids
Varies widely by fund
Aligned With
Progressive social priorities
Methodology
Often subjective, varies by provider
Our ApproachApproach Three

Biblically Responsible Investing

Screens For
Biblical values + business excellence
Avoids
Abortion, pornography, exploitation, gambling, and more
Aligned With
Scripture
Methodology
Inspire Impact Score · rules-based, −100 to +100

Biblically responsible investing is a space with enormous potential.

The Wall Street JournalJune 2017
How It Works

Three commitments. One aligned portfolio.

Biblically Responsible Investing follows a disciplined, three-step process: the same methodology Inspire Investing uses across billions in faith-aligned assets.

Screen Out

Exclude what God calls evil

Every company is evaluated against 14 categories of concern. Any involvement automatically excludes it from a biblically responsible portfolio.

  • Abortion and abortifacient drugs
  • Pornography and sexual exploitation
  • LGBT activism contrary to Scripture
  • Gambling, tobacco, and cannabis
  • Human trafficking and exploitation

…and 9 more screening categories

Screen For

Seek what honors God

Companies that pass the exclusionary screen are evaluated across 26 positive categories, rewarding genuine blessing to employees, communities, and the world.

  • Business ethics and integrity
  • Ethical labor and human rights
  • Customer welfare and product safety
  • Community impact and social good
  • Environmental stewardship

…and 21 more positive categories

Monitor

Stay aligned as the world changes

Companies change. BRI isn’t a one-time event, it’s an ongoing commitment to keeping your portfolio aligned through continuous review.

  • Continuous screening through Inspire Insight
  • Annual review with the most current data
  • Holdings adjusted when companies change
  • Regular check-ins on your full portfolio
  • Shareholder advocacy when biblical change is possible
Know Before You Invest

See what your portfolio is actually funding.

Most Christians have never thought to check what their investments are doing behind the scenes. We run every client’s portfolio through Inspire Insight before our first meeting, so when we talk, you already know exactly where you stand.

Most people are surprised by what they find. All of them are grateful they looked.

“The naive believes everything, but the prudent man considers his steps.”

Proverbs 14:15

See My Portfolio’s Score
Complimentary portfolio screeningNo commitment30 minutes
The Headline Number

Your Inspire Impact Score

A single score showing how each of your holdings aligns with biblical values, part of Inspire Investing’s proprietary methodology.

−1000+100
  • Specific violations flagged

    Exactly which categories each company fails: abortion, exploitation, gambling, and more.

  • Positive impact areas

    How each company performs across 26 categories of positive business conduct.

  • Your full portfolio: stocks, funds, and ETFs

    Not just individual stocks. We screen your entire 401(k), IRA, and brokerage holdings.

  • A written report you can keep

    Yours to review on your own time. No obligation, no pressure.

The Inspire Impact Score is a proprietary methodology developed by Inspire Investing LLC. Stars & Sand Financial uses Inspire Insight screening technology as part of our advisory services through our affiliation with Inspire Advisors LLC. Screening does not guarantee returns or the avoidance of losses.

What to Expect

What working with us looks like.

No pressure, no pitch. Three short conversations, then you decide.

Step 01

Discovery call

30 minutes · in person or video

We learn about your family, your goals, and what matters to you. You ask us anything you want about how we work.

  • Your faith, family, and financial picture
  • Where you are in your stewardship journey
  • Whether we’re the right fit for each other
Step 02

Portfolio screening

Complimentary · no commitment

You share your current statements. We run every holding through Inspire Insight and walk you through, line by line, exactly what your money is funding right now.

  • Inspire Impact Score on every position
  • Specific violations flagged per company
  • Written report yours to keep
Step 03

Plan & recommendation

Only if we’re the right fit

If we’re a good match, we build a comprehensive plan and a biblically aligned portfolio designed around your goals, your timeline, and your convictions.

  • Comprehensive financial plan
  • Faith-aligned portfolio design
  • Ongoing review and stewardship

No long-term contracts. No high-pressure pitches. Just a clear path forward.

Keep Exploring

You might also want to see…

Comprehensive Financial Planning

See how Biblically Responsible Investing fits into a complete, seven-step financial plan.

Explore Financial Planning

All Our Services

Planning, investing, and stewardship guidance for individuals, business owners, churches, and ministries.

See All Services

Have More Questions?

Read common questions on BRI performance, how it differs from ESG, and what happens to funds you already own.

Read the FAQ
A family of four talking together on their porch steps at golden hour
A Faithful Next Step

Faithful stewardship is just one conversation away.

You’ve read enough to know this matters. The next step is simple: a 30-minute call to see exactly what your portfolio is funding today, and whether we’re the right fit to help you align it with what you believe.

Complimentary portfolio screeningNo commitment30 minutes

“Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.”

1 Peter 4:10