Trusted guidance and
lasting impact
Real stories from real clients. See how our faith-centered, values-driven approach has helped individuals and families make wise financial decisions in their financial journeys.
Your Portfolio Should Reflect
What You Believe.
Most Christians have no idea their retirement accounts are funding abortion, pornography, and human trafficking. That ends today.
Biblically Responsible Investing (BRI) aligns every dollar you invest with the values you live by · and research shows it doesn't cost you a penny in performance to do it.
A conversation we have more often than you'd think...
"We tithe. We pray over our finances. We've never once thought about what our retirement account is actually funding."
We hear this from nearly every new client. Faithful, generous, values-driven people, who had no idea their portfolio held companies profiting from things they'd never knowingly support.
What a biblical screening review often reveals
- ×Companies manufacturing or distributing abortion drugs
- ×Businesses profiting from pornography and exploitation
- ×Corporations funding LGBT activism contrary to Scripture
- ×Industries built on gambling, tobacco, and addiction
- ×State-owned enterprises tied to human rights violations
What we do about it
- ✓Screen your full portfolio for biblical alignment
- ✓Replace misaligned holdings with faith-based alternatives
- ✓Monitor continuously so your portfolio stays aligned as companies change
"For where your treasure is, there your heart will be also." — Matthew 6:21
Understanding Your Options
What Is Biblically Responsible Investing?
Biblically Responsible Investing is simply this: putting your money where your faith is. It is a disciplined, research-backed approach to investing that screens your portfolio against biblical values · removing companies that profit from what God calls evil, and seeking companies that operate with integrity and create genuine good in the world.
It is not a niche product or a compromise. It is faithful stewardship applied to the part of your financial life that most Christians have never thought to examine.
"Whatever you do, do it all to the glory of God." · 1 Corinthians 10:31
How It Works
Three Commitments. One Aligned Portfolio.
Your BRI Journey
Discover · Explore · Align
Moving from uncertainty to clarity takes three steps. We walk every client through this process and because companies change, we never stop walking with you.
Discover · Understand What You Own
Before we can align your portfolio, we need an honest picture of where it stands today. We run your existing holdings through Inspire Insight's biblical screening technology, evaluating every stock, fund, and ETF against the Inspire Impact Score methodology.
Every holding receives a score from -100 to +100. Companies with involvement in the 14 negative issue categories automatically receive a negative score. You see exactly what you own, what it's doing, and how it scores.
What this reveals: Most clients discover they hold several companies with negative impact scores, often in industries they would never knowingly support. This moment of clarity is the beginning of real alignment.
Explore · See Your Aligned Investment Options
Once we know what needs to change, we identify biblically responsible alternatives that meet both your financial goals and your biblical standards. Through our partnership with Inspire Advisors, the world's largest provider of faith-based ETFs, we have access to a full range of investment options across every asset class, all pre-screened for biblical alignment.
The overwhelming majority of companies pass even the most rigorous BRI screening. Aligning your portfolio does not mean settling. It means choosing better.
What this reveals: There are far more high-quality, biblically aligned investment options than most people realize. Diversification, performance, and values are not in conflict. They work together.
Align · And Stay Aligned as the World Changes
We implement your biblically aligned portfolio, transitioning holdings, opening accounts, and ensuring every piece moves forward together. But alignment is not a destination. It is an ongoing commitment.
Companies change. Inspire's screening is updated continuously throughout the year, with a full calendar year lookback ensuring every evaluation reflects current corporate behavior. When a company shifts, we adjust your portfolio.
What this means for you: True biblical alignment is not a one-time event. It is a living commitment and we carry that responsibility alongside you, year after year.
"Move from uncertainty to clarity by aligning what you own with what you believe."
The Inspire Impact Score methodology is developed and maintained by Inspire Investing LLC. Scores reflect a rolling one-year lookback period. Investment advisory services offered by Inspire Advisors LLC, a Registered Investment Adviser with the SEC. Screening does not guarantee returns or the avoidance of losses.
Know Before You Invest
See what your portfolio is actually funding.
Most Christians have never thought to check what their investments are doing behind the scenes. As your Inspire Advisors wealth management practice, we run every client's portfolio through Inspire Insight's biblical screening technology so you see exactly where you stand.
Most people are surprised by what they find. All of them are grateful they looked.
"The naive believes everything, but the prudent man considers his steps." · Proverbs 14:15
What a portfolio screening reveals
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✓
The Inspire Impact Score
A score from -100 to +100 showing how each holding aligns with biblical values
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✓
Specific violations flagged
Exactly which categories each company fails: abortion, exploitation, gambling, and more
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✓
Positive impact areas
How each company performs across 26 categories of positive business conduct
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✓
Your full portfolio: stocks, funds, and ETFs
Not just individual stocks. We screen your entire 401(k), IRA, and brokerage holdings
The Inspire Impact Score is a proprietary methodology developed by Inspire Investing LLC. Stars & Sand Financial uses Inspire Insight screening technology as part of our advisory services through our affiliation with Inspire Advisors LLC. Screening does not guarantee returns or the avoidance of losses. Investment advisory services offered by Inspire Advisors LLC, a Registered Investment Adviser with the SEC.