Make your wishes clear.
A plan for the people you love.
An estate plan that reflects your wishes and fits into your broader financial picture.
Why it’s worth doing
An estate plan answers questions your family shouldn’t have to guess at: who cares for your children, who speaks for you if you can’t speak for yourself, and what happens to what you’ve built.
Most people intend to get this done. It tends to sit on the list for years, because it’s hard to know where to start and easy to put off. Our part is to make the starting point obvious and walk with you from there.
Scripture treats provision as an act of love — “A good man leaves an inheritance to his children’s children” (Proverbs 13:22). Planning ahead is stewardship carried through to the end.
What an estate plan can include
Every family’s plan looks different. Depending on your circumstances, yours may include:
A will
Directing how your property passes and naming a guardian for minor children.
A trust
For families who want more control over how and when assets pass.
A financial power of attorney
Naming someone to manage financial matters if you cannot.
A healthcare directive and healthcare power of attorney
Putting your medical wishes in writing and naming who speaks for you.
These are options, not a checklist. We’ll help you understand how estate planning connects with your financial goals and coordinate with our estate-planning partner as you move forward.
How we help
We start with your financial picture. Together, we’ll review your goals, family circumstances, accounts, and beneficiary designations to understand how estate planning fits into your broader financial plan.
We work with a trusted estate-planning partner to help you move forward with your estate plan. Your financial advisor helps coordinate the process so your estate planning and financial planning work together.
Life changes. Marriage, children, a move, or changes in your finances may affect your estate-planning needs. We help you consider these changes as part of your broader financial picture.
It belongs with the rest of your plan
An estate plan made in isolation drifts. Beneficiary designations on retirement accounts and life insurance pass outside a will, and they quietly take precedence over it. That’s exactly the kind of gap we’re positioned to notice, because we look at the whole picture.
Estate planning isn’t a separate errand here. It’s the part of your financial plan that decides what happens to everything else.
Start with one conversation
We’ll talk through what you have, what’s missing, and what it would take to put it right. No pressure, no obligation.
Stars & Sand Financial is not a law firm and does not provide legal or tax advice. Estate-planning services are offered through a trusted third-party provider working with you and your financial advisor. The suitability of particular documents and strategies depends on your individual circumstances.