Ramsey SmartVestor Pro, Serving Christians Across Northern California

You've been matched with 5 advisors.
Here's why this conversation is different.

Most Christians have no idea their portfolio is profiting from and partnering with companies that violate everything they believe. At Stars & Sand Financial, we have a systematic, credentialed process to fix that. And we are likely the only advisor in your match who does.

Start the Conversation

No pressure. No obligation. Just an honest conversation rooted in your faith and your goals.

You Already Know What You Believe. We Built Our Practice Around It.

An advisor who finally speaks your language.

We Know the Baby Steps

You have done the work. You followed the plan. You are now at the point where Ramsey says you need a professional to help you invest wisely. We understand exactly where you are in that journey and we will never push you backward.

We Go Beyond Investing

Many advisors help you pick investments. We build a complete financial plan around your life. Retirement, tax strategy, generosity, and legacy planning all under one roof, all filtered through the same biblical values you already hold.

Faith Is Our Foundation, Not Our Tagline

Our firm includes CFP professional standards and Certified Kingdom Advisor training. That means your plan is built to the highest industry standard and grounded in biblical stewardship from the ground up.

Find out if your current investments reflect what you believe.

"Now it is required of stewards that they be found faithful." 1 Corinthians 4:2

Everything you should expect from an advisor. We deliver it.

We take the time to understand exactly where you are in your financial journey.

We lead with the heart of a teacher, not a salesperson.

You stay in charge of every decision. Always.

We go beyond investing to a comprehensive financial plan.

Matthew Daugavietis

CFP® · CKA® · APMA®

Fiduciary

Your California Advisor

I did not get into financial planning to manage portfolios. I got into it to serve people.

I studied Business Administration at UC Berkeley, then answered a different call entirely. I spent time as a campus missionary and led biblical financial studies with Crown Financial Ministries before building a two decade career in financial services including fifteen years as a Private Wealth Advisor in San Jose.

Most people see those as separate chapters. I see them as one continuous calling.

I hold CFP, CKA, and APMA credentials and am a Ramsey SmartVestor Pro. That combination means you are getting an advisor with serious institutional experience who is also specifically trained to align every recommendation with your biblical convictions.

I live in Vacaville with my wife Jen and our three children. We are members of The Father's House and I serve as Committee Chair for Trail Life Troop CA-5626.

If that sounds like someone worth a conversation, I would love to connect.

Schedule Your Complimentary Call No pressure. No obligation. Just an honest conversation.

★ Real stories, real families

Trusted guidance, lasting impact.

A handful of stories from real clients. See how a faith-centered, values-driven approach has helped families make wise financial decisions across every season.

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Matt's biblical perspective and commitment to Biblically Responsible Investing have guided our family through military life, cross-country moves, transitioning out of Active Duty, the addition of kids, and buying our first home.

— Zane & Taylor M.

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We were nervous about hiring a financial advisor, but Matthew immediately put our concerns to ease. He is an attentive listener who eased our anxiety and helped us clearly identify our goals as we approached retirement.

— Chris & Pam M.

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We met Matt through a Bible study and were immediately impressed by his integrity. Financial responsibility became our top priority as we started building our family. After 14 years, we still trust his guidance completely.

— Matt & Jill W.

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For over a decade, Matt has guided us through job transitions, home purchases, school tuition planning, and entrepreneurial endeavors. His thoughtful approach and unwavering integrity have given us confidence in every step of our journey.

— Naphtali & Keila B.

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Matthew helped us align our investment strategy with our faith. He took the time to understand our goals and values, helping us honor God with our money. His faith-centered approach gave us clarity and confidence.

— Jared A. & Leslie S.

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Matt has guided me for seven years, including during an unexpected and challenging life event. His emphasis on ethical investing reassures me that my choices reflect my values, and I can follow his guidance with confidence.

— Elena G.

All testimonials were provided by clients of our Inspire Advisors practice, and none were compensated for participation. However, as existing clients, they receive financial advice from the firm. These views may not be representative of the views of other clients and are not indicative of future performance or success.

A Clear Process. No Surprises. No Pressure.

Here is exactly what happens when you work with us.

01

Step 1

Discover

We start by listening. We take the time to understand your full financial picture, your goals, your values, and where you are in your journey. No assumptions. No generic advice. Just a genuine conversation about what faithful stewardship looks like for your family.

02

Step 2

Plan

We build a comprehensive financial plan tailored to your life. Every recommendation is grounded in biblical wisdom, guided by CFP professional standards, and screened through our biblically responsible investing process so your money reflects what you actually believe.

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Step 3

Journey

We stay with you. Life changes and your plan needs to change with it. We are your long-term partner through every season, every market swing, and every major decision so your stewardship stays faithful and your plan stays on course.

Schedule Your Free 30-Minute Call Want to see the full scope of what we cover? Explore our comprehensive planning process.

Your Next Step

You have been faithful to get here. This is simply the next step.

You followed the plan. You did the work. Now you are ready to invest with wisdom, intention, and values that actually reflect what you believe.

The Discovery Meeting is free. There is no pressure, no obligation, and no sales pitch. Just an honest conversation with an advisor who understands your faith, knows your journey, and is genuinely here to serve you.

You stay in charge. Always.

Schedule Your Free 30-Minute Call with Matt Have a question before you schedule? Visit our FAQ.

Free Pressure-Free Faith-Aligned

You've been matched with 5 advisors.Here's why this conversation is different.