Stars and Sand Financial

Christian Financial Planning and Biblical Stewardship Resources

Practical guides on Biblically Responsible Investing, biblical stewardship, and faith-based financial planning. Answers to common questions. Stories from clients who have walked this path. Written for Christians who want their financial life and their faith in the same conversation.

Faith-Based Financial Guidance

Guides

In-depth guides on Biblically Responsible Investing, Christian stewardship, biblical financial planning, and more. Each guide answers real questions from a biblical perspective.

Biblically Responsible Investing

What Is Biblically Responsible Investing?

Learn how BRI screening works, what your current portfolio may contain, and how to align your investments with your Christian faith and values.

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Bible and Money

Financial Scriptures: Bible Verses About Money

What does the Bible say about money, saving, and wealth? A comprehensive look at scripture on financial stewardship and generosity.

Coming soon
Tithing

What Does the Bible Say About Tithing?

A biblical look at tithing, offerings, and generosity - including whether you can give your tithe to the poor instead of the church.

Coming soon
Christian Retirement Planning

Bible Verses for Retirement

What does Scripture say about planning for retirement? Biblical principles for the season ahead and how to approach it with wisdom and faith.

Coming soon
Biblical Financial Planning

What Does the Bible Say About Investing?

Biblical principles for Christian investing and wealth stewardship - and how faith-based financial planning differs from conventional approaches.

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Biblical Stewardship

Biblical Stewardship: What the Bible Says About Managing Money

A biblical framework for managing money, debt, giving, and long-term financial decisions as an act of Christian stewardship.

Coming soon
SmartVestor Pro

What Is a Ramsey SmartVestor Pro?

What SmartVestor Pro means, what it costs, and what to look for when choosing an advisor who aligns with your faith and values.

Coming soon
Christian Estate Planning

Christian Estate Planning: A Biblical Approach to Legacy

How to approach wills, trusts, and legacy planning from a biblical perspective - leaving a faithful inheritance for the next generation.

Coming soon
Biblical Financial Planning

What Is Biblical Financial Planning?

A practical guide to biblical financial planning - what it means, how it differs from conventional planning, and how to get started as a Christian.

Coming soon
Client Stories

Christians Who Wanted Their Financial Life and Their Faith in the Same Conversation

That is what most of our clients come to us looking for. Not a trade-off between performance and conviction. Alignment between them.

"Matthew took the time to understand our financial goals, risk tolerance, and personal beliefs, ensuring that every decision made was not only financially sound but also in harmony with what matters most."

Duane and Laura M.

"He manages my investments as if they were his own."

Jim P.
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The above are testimonials from current clients of Stars and Sand Financial. No compensation was provided. Individual experiences and results will vary. These testimonials may not be representative of the experience of all clients.

Common Questions

Questions Christians Ask About Faith-Based Financial Planning

From how Biblically Responsible Investing works to what a Christian financial advisor actually does - answers to the questions we hear most often.

What is Biblically Responsible Investing and how is it different from ESG?

BRI applies a biblical values framework to investment screening - excluding companies that profit from abortion, pornography, and similar activities. ESG investing uses a secular values framework that often arrives at opposite conclusions. They are not the same approach with a different name.

Does biblical financial planning mean giving up investment performance?

Not according to the research. A 2014 University of Oxford meta-analysis of 190 studies found that strong ethical governance practices were associated with improved financial performance in the majority of studies reviewed. BRI and competitive returns are not in conflict.

What does a Christian financial advisor do differently than a conventional advisor?

A Christian financial advisor integrates biblical stewardship principles into the full financial planning conversation - not just investments. That includes giving, debt, retirement planning, and estate planning through the lens of Scripture and your personal convictions.

How do I find out what my current portfolio is actually invested in?

A portfolio impact review runs your current holdings through a biblical values analysis and shows you exactly which companies you own, what they do, and how they score. We offer this on a complimentary basis for prospective clients.

Stars and Sand Financial

Ready to See What Your Portfolio Actually Contains?

We serve Christian individuals and families, small business owners, churches, and ministries across California, Texas, and virtually nationwide. Our team includes CFP, CKA, and APMA credentialed professionals with backgrounds in both financial planning and biblical stewardship.

Schedule a Complimentary Consultation

Or reach us at info@starsandsandfinancial.com

Texas: (682) 708-0550  |  California: (707) 471-5350